Documentation for Analysis

Proponents' documentation:

- Valid identification document;
- Taxpayer card;

Base documents:

- IRS declaration from the previous year;
- IRS settlement note from the previous year;
- Copy of pay slips from the last 3 months;
- Declaration from the employer informing of the employment relationship and date of admission to the company;
- Proof of other income (e.g. Green receipts, rents);
- Copy of the declaration of commencement of activity (for sole proprietors);
- Credit responsibility map (Bank of Portugal);
- Proof of early repayment of recent debts;
- Evidence of own capital;

Property documents:

- Property tax booklet
- Certificate of the content of the property registration
- Plan(s)
- Usage license
- Technical sheet of the dwelling
- Energy certificate and indoor air quality certificate

Processes for transfer and/or consolidation of credit:

- Deed of purchase and sale and the loan with mortgage
- Bank statements from the last 3 months from the previous banking institution

Processes of construction or works requiring licensing:

- Construction project
- Construction approval letter / Construction license
- Budgets
- Evidence of own capital